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Fast, Flexible, and Reliable Funding.
Fast Approvals
We understand that in business, timing is everything. Our streamlined processes ensure you get capital when you need it.
High Approval Rates
We offer tailored solutions for a wide range of credit profiles, giving your business the best chance for approval.
Minimal Paperwork
Skip the endless red tape. Our application process is designed to be quick, secure, and completely hassle-free.
Dedicated Support
Our funding specialists work with you one-on-one to find the exact right loan product for your unique business goals.
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Hear From Businesses We've Funded
BFA Business Capital was instrumental in our growth. Their team took the time to understand our cash flow needs and helped us secure a Line of Credit in just 48 hours.
The SBA loan process can be daunting, but the advisors at BFA made it incredibly seamless. We got the long-term capital we needed to open our second location.
When we needed working capital fast, their Merchant Cash Advance saved the day. No hidden fees, total transparency, and the funds were in our account the next day.
Small Business
Funding Guides
Small Business Funding FAQ's
Common questions about our application and funding process.
How fast can I get funded?
Depending on the product, you can receive funds in as little as 24 to 72 hours (for Merchant Cash Advances and Term Loans). SBA loans take longer, typically 4 to 12 weeks.
What credit score do I need to qualify?
We have options for a wide variety of credit profiles. Our Employee Retention Credit (ERC) and Merchant Cash Advances can work with scores as low as 450+, while premium SBA loans typically require a 630+.
Do I need to put up collateral?
Not always. Many of our options, like Unsecured Term Loans and Lines of Credit, do not require you to leverage personal assets like your home or vehicle.
Are there restrictions on how I use the capital?
Most of our funding options provide flexible working capital. You can use the funds for payroll, inventory, equipment, expansion, or simply smoothing out cash flow gaps.
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